Get a Student Loan
When you are exploring ways to pay for college, career, or technical schoolsĐang chơi bài, you may think about taking out a student loan—money you borrow to help you cover your education expenses and that you must pay back with interest.
Types of Student Loans
Student loans are from the federal government (called “federal student loans”) or from private sources, such as a bank, credit union, state agency, or school. Learn the before considering a loan.
Federal Student Loans
Đang chơi bàiIf you need to borrow money to pay for college or career school, start with federal student loans. They’re more affordable than private loans.
Types of Federal Student Loan Programs - The William D. Ford Federal Direct Loan (Direct Loan) Program offers four types of Direct Loans:
are made to eligible undergraduate students based on financial need.
are made to eligible undergraduate, graduate, and professional students, and are not based on financial need.
are made to graduate or professional students and parents of dependent undergraduate students.
allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer.
Eligibility - You must be enrolled at a school that participates in the school loan program, and .
How to apply - Complete the Free Application for Federal Student Aid or FAFSA. Watch this video to learn more about what happens after submitting your FAFSA.
Private Student Loans
Đang chơi bàiBefore taking a private loan, make sure you need it. These loans generally are not as affordable as federal student loans and offer little repayment flexibility. Read these .
Learn more about .