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Find Affordable Rental Housing

Đang chơi bàiLearn about government programs that help low-income people find affordable rental housing. Each of the programs - subsidized housing, public housing, and housing choice vouchers - is different. Get the details on how they work, who is eligible, and how to apply.

Đang chơi bài runs from September 4 through December 31, 2020. If you’re facing eviction, you should sign this and turn it into your landlord.

The CDC form lists several conditions that you must agree are true:

  • Đang chơi bàiYou've tried to get government rent or housing assistance

  • Đang chơi bàiYou either:

    • Đang chơi bàiExpect to earn no more than $99,000 in 2020 ($198,000 if you’re a couple filing joint)

    • Didn't have to report any income to the Internal Revenue Service in 2019

    • Received a coronavirus stimulus payment

  • Đang chơi bàiYou can't pay your full rent due to significantly reduced income or huge medical bills

  • You're paying as much towards your rent as you can

  • Đang chơi bàiIf evicted you'd become homeless or have to move in with other people in close quarters

  • You understand that at the end of the ban, the landlord can evict you if you don't pay all rent owed

Đang chơi bài

Infographic explaining three programs to help low income people get affordable rental housing.
  • If you have a low income and need affordable rental housing, government programs may help. Public housing agencies use federal funds to run housing programs locally, working with building owners to subsidize rent for eligible people.

    Privately-Owned Subsidized Housing

    The government gives some property owners money to provide low-rent apartments. Apply at a property’s rental office. Learn more and search for low-rent apartments at  .

    To be eligible:

    1. You must be within the income limit set for the location and size of your family.

    2. You may have to meet other requirements set by the property owner.

    Housing Choice Vouchers and Public Housing

    Housing Choice Vouchers (Section 8)

    Đang chơi bàiYou find your own housing. The government pays your landlord the amount allowed by your voucher each month. You pay the difference, if any.

    • Đang chơi bàiYou can rent an apartment, townhouse, or single-family home.

    • The property must meet health and safety standards.

    • Đang chơi bàiYour voucher amount is based on your income, family composition, and local housing costs.

    Public Housing

    You rent housing from the local public housing agency based on your gross annual income.

    • Đang chơi bàiHousing may include apartments, townhouses, or single-family homes.

    • The housing agency will contact your current and past landlords, and may visit you at your current home to determine your suitability as a tenant.

    To be eligible for either program, you must be:

    1. A family, senior citizen, or person with a disability

    2. Within the program’s income limits

    3. Đang chơi bàiA U.S. citizen or eligible non-citizen

    To apply for either program:

    1. Contact your local public housing agency. Find yours at .

    2. Đang chơi bàiComplete an application that will ask about your income, family composition, employer, and bank. The housing agency will verify this information.

    3. Provide all necessary documents such as photo ID, birth certificates, and tax returns at the time of your appointment.

    Wait times for these programs can be long and the waiting list may be closed when you try to apply. Keep checking your local public housing agency’s website for their list to reopen.

    To learn more about these programs, call the PIH Customer Service Center at 1-800-955-2232 Monday - Friday 9:00 AM to 5:00 PM ET, or visit http://wallpaperera.com/finding-home.

    Brought to you by USAGov

Đang chơi bài . HUD doesn't own rental property. It gives money to states and building owners, who in turn provide low-income housing opportunities.

Get Personalized Help with Your Search

Find a HUD-approved or call 1-800-569-4287 to find a local housing counseling agency tooltip Housing Counseling Agency: an organization with experts who provide advice on buying a home, renting, avoiding mortgage default (missing a payment) and foreclosure, and credit issues. . The counselor may be from a non-profit organization approved to offer advice on housing assistance.

Search by Type of Program

Đang chơi bàiThere are three main types of affordable rental housing that are supported by HUD:

  • Privately owned, subsidized housing in which landlords are paid by the government to offer reduced rents to low-income tenants. and apply directly at the rental management office.
  • Public Housing provides affordable rental houses or apartments for low-income families, people who are elderly, and people with disabilities. To apply, contact a in your state.
  • Housing Choice Voucher Program in which you find a rental property yourself, and use the voucher to pay for all or part of the rent. To apply, contact a in your state.

Đang chơi bàiIf you have trouble contacting your local public housing agency, contact your for help.

Đang chơi bàiIf you're a landlord, learn how you can .

or your . You may qualify for government programs to get help with your rent payments.

Contact your state human or social service agency:

  • If you need immediate, emergency assistance

  • Đang chơi bàiTo find out what other help may be available for you locally 

Even if you don't qualify for rental assistance through these agencies, they may be able to refer you to a community organization that can help. You may also search for and contact community or nonprofit organizations in your area. They may help you directly or offer you referral information.

Housing Assistance for Veterans

The Department of Veterans Affairs (VA) offers the for homeless veterans. It combines HUD housing vouchers with VA supportive services. 

And a new VA program, the Shallow Subsidy initiative, offers a for up to two years. 

Housing Assistance for Seniors

The is a free service that can connect you with resources and programs designed to help seniors in your area.

Rural Housing Assistance

can help rural residents through the Rural Housing Service.

Đang chơi bài is a program from the Department of Housing and Urban Development (HUD). It helps families with a low income, seniors, and people with disabilities pay for rental housing.

Đang chơi bàiYou can , including single-family homes, townhouses, and apartments. Housing Choice vouchers can pay for all or part of the rent.

Am I eligible for the Housing Choice Voucher Program?

Your local decides if you are eligible for a Housing Choice voucher based on:

  • Your annual gross income

  • Whether you qualify as a family, a senior, or a person with a disability

  • U.S. citizenship or eligible immigration status

  • Đang chơi bàiYour family's size

  • Other local factors

Đang chơi bàiIn general, your family's income may not exceed 50% of the median income for the county or metropolitan area.

Each state or city may have different eligibility rules for housing programs. Contact your to learn about your eligibility for Housing Choice vouchers.

How do I apply for a Housing Choice voucher?

  • To apply for a Housing Choice voucher, contact a in your state. If you need more assistance, contact .

  • You will need to fill out a written application or have a representative of your local PHA help you.

  • Đang chơi bàiThe PHA representative will collect information on your family size, income, and assets.

  • The PHA will check this information with other local agencies, your employer, and your bank. This helps them decide if you qualify and how much assistance you'll get.

  • The amount of assistance you may get is adjusted so you can afford a moderately-priced rental in your area.

  • Đang chơi bàiThe housing you choose must meet health and safety standards before the PHA can approve the unit.

  • After you've been approved for a voucher and found a place to rent, the PHA will inspect the rental before you sign your lease. These inspections are performed so the PHA can be sure the property is worth the rental price.   

What is the status of my Housing Choice voucher application?

If you qualify for a Housing Choice voucher, the PHA will put your name on a waiting list. They will contact you when it's your turn to receive a voucher.

How do I complain or get help with my Housing Choice voucher?

  • Đang chơi bàiIf you need help applying for a Housing Choice voucher or getting information about housing programs, contact your . If you need more help, contact your .

  • Call the for housing questions or if you want to file a complaint about your local PHA.

  • Đang chơi bàiIf you feel that you have been a victim of housing discrimination, you can .

What else should I know about Housing Choice vouchers?

Since the demand for housing assistance is usually greater than the resources available, you may wait a long time to get on a list and to get a voucher. 

Being approved for a voucher in one city or state does not guarantee you'll be approved somewhere else.

is state-owned, affordable rental houses or apartments. It's intended for families with low incomes, seniors, and people with disabilities. Found nationwide, public housing comes in all sizes and types, from single-family houses to high rise apartments. The Department of Housing and Urban Development (HUD) administers the program.

Am I eligible for public housing?

Your local will determine your eligibility for public housing based on:

  • Your annual gross income

  • Đang chơi bàiWhether you qualify as a senior, a person with a disability, or a family

  • U.S. citizenship or eligible immigration status

  • Other local factors

PHAs use developed by HUD. The lower income limit is 80% and very low income limit is 50% of the median income for the county or metropolitan area where you want to live.

Đang chơi bàiBecause income limits and eligibility requirements vary from area to area, you may be eligible in one state, city, or county but not in another. Contact your to learn about your eligibility for:

  • Federal and local public housing programs

  • Housing Choice vouchers

  • Đang chơi bàiRental assistance

  • Đang chơi bàiSubsidized housing

How do I apply for public housing?

To apply, contact . Here’s what you can expect during the application process.

Đang chơi bàiEither you or a PHA representative will fill out your written application. Your PHA usually needs to collect the following information to determine eligibility:

  • Names of all people who would be living in the unit, their sex, date of birth, and relationship to the family head

  • Đang chơi bàiYour present address and telephone number

  • Đang chơi bàiConditions that might help your family's reception into the program more quickly, including:

    • Đang chơi bàiVeteran status

    • Đang chơi bàiCurrent residency in substandard housing

  • Names and addresses of your current and previous landlords to verify your family's suitability as a tenant

  • An estimate of your family's income for the next 12 months and the sources of that income

  • The names and addresses of employers, banks, and others to verify your income, deductions, and family composition

Someone from your PHA may visit you in your home to interview you and your family members to see how you manage the upkeep of your current home.

Đang chơi bàiAfter collecting this information, the PHA representative should describe the public housing program. They'll go over its requirements and answer any questions you may have.

A PHA representative will ask for documents including birth certificates and tax returns. The PHA uses these documents to verify the information on your application. The PHA may also talk to your employer and your other references. You will be asked to sign a form to authorize the release of information to the PHA.

How do I check the status of a public housing application?

Đang chơi bàiYour PHA has to provide written notification of your application's status. If the PHA determines you're eligible, your name will be put on a waiting list. Once it's your turn, the PHA will contact you.

Where do I call for extra help with public housing?

Đang chơi bàiContact your for help with a public housing application or more information about housing programs. If you need further assistance, contact your local.  

Đang chơi bàiFor information about any housing question, contact the .

How do I file a complaint about public housing?

Đang chơi bàiIf you need to file a complaint about your local PHA, contact the .

If you feel that you have been a victim of housing discrimination, .

How long does it take to get public housing?

Đang chơi bàiSince the demand for public housing is often larger than the amount of housing available to HUD and the local PHA, long waiting periods are common. A PHA may close its waiting list when there are more families on the list than can be assisted in the near future.

Đang chơi bài happens when a housing provider acts in a way that blocks someone from renting or buying housing because of their

  • Race or color
  • Religion
  • Sex
  • National origin
  • Familial status (such as having children)
  • Disability

Đang chơi bàiA housing provider that discriminates against someone could be a landlord or a real estate management company. It could also be a lending institution like a bank or other organization that is an important part of acquiring a home.

Housing discrimination is prohibited by the Fair Housing Act. Discrimination covered by the Act can take many different forms beyond just raising prices or lying about availability. For example, the Act addresses wheelchair access in some newer properties. .

File a Housing Discrimination Complaint

Đang chơi bàiIf you think you are a victim of housing discrimination,

  • Complete and submit a  or 
  • Contact your regional 

Discrimination Against LGBT People

The Fair Housing Act does not specifically prohibit discrimination based on sexual orientation or gender identity. But discrimination against someone who is lesbian, gay, bisexual, or transgender (LGBT) or other state or local regulations. If you think you've been discriminated against for these reasons, file a complaint as described above, or email HUD at LGBTFairhousing@hud.govĐang chơi bài with general questions about LGBT housing issues. 

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Last Updated: September 9, 2020

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