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Housing Help for Veterans

Get veterans housing assistance, including VA loans for buying or improving your home. Find housing help for veterans who are older, homeless, or who have a disability.

. These programs help service members, veterans, and surviving spouses buy, refinance, or modify their home. The VA guarantees part of the loan, meaning they will cover a portion of the loan if you default. This allows lenders, such as banks and mortgage companies, to offer you more favorable terms.

Learn if You’re Eligible and How to Apply for a VA Loan

  • - You must meet the credit and income requirements and get a Certificate of Eligibility (COE).
  • - You can apply online, through your lender, or by mail.

VA Loans for Homebuying and Refinancing

  • If you're planning to buy a home, check into . The most common are VA purchase loans. This type requires .
  • If you have an existing VA home loan, you can apply for an to save money with a better interest rate.

VA Loans and Grants for Home Improvements

  • You can get a VA to get money from your home’s equity. This can help you pay for home improvements, college costs, and more.

If you have a service-connected or age-related disability, you may be eligible for a veteran housing grant. These grants help you modify your home for disabilities related to military service or aging.

. You can use it to:

  • Build an adapted home

  • Đang chơi bàiInstall ramps or widen doors

  • Make other modifications to help you live independently

  • Đang chơi bàiIf you qualify for an SAH or SHA grant but are living temporarily in a family member’s home, you may be able to get a Temporary Residence Adaptation (TRA) grant. It can pay for necessary changes to your relative’s home.

  • You may be eligible for a . You do not need to have a service-connected disability to qualify. This grant provides medically necessary improvements and structural changes to your primary home.

  • Homeless Services and Resources

    Đang chơi bàiIf you’re facing homelessness, these tips can help you prepare for and work through the situation.

    If You’re About to Become Homeless

    • Make sure your state ID or driver’s license is current and available. Shelters and assistance programs may have strict ID requirements.

    • Đang chơi bàiIf possible, store your belongings. Shelters have limits on how much you may bring.

    • Arrange for your mail to be delivered somewhere or talk to your local post office. Many have special services for people who are homeless. You may be able to get a .

    • Đang chơi bàiPack a bag for yourself and each member of your family.

    • Keep important documents and needed medications with you.

    Find Housing

    1. . You can also check your local government or state's human or social servicesĐang chơi bài programs for housing assistance. Or, use . The types of facilities vary. Research the best options for:

    • Cost - Most shelters are free, but some may charge a small fee. Most facilities that provide residential drug or alcohol rehabilitation programs charge a fee. Many, however, are low cost, accept Medicaid, or operate on a sliding scale based on your income.

    • Đang chơi bàiLength of stay - This can vary from a couple of weeks to several months.

    • Types of services - Some facilities just provide safe shelter for the night, while others are transitional. They provide both housing and support services. They may help you with substance abuse, mental health, domestic violence, or job training.

    1. Apply for more permanent public or subsidized housing. Typically, there are long waiting lists for public and subsidized housing. Apply as soon as possible.

    Homeless Resources for Special Groups

    These resources are geared toward specific audiences:


    • ) - Use these resources to find safe housing. Or, explore opportunities to return to employment, find health care, or get mental health services.

    • Đang chơi bàiCall the National Call Center for Homeless Veterans hotline at 1-877-4AID-VET (1-877-424-3838). You can find help 24 hours a day.


    • Đang chơi bàiCall the National Runaway Safeline at 1-800-RUNAWAY (1-800-786-2929).

    • - Find stable, safe housing. You can also get education help, survival aid, counseling, crisis intervention, and follow-up support.

    People with Mental Illness

    • Đang chơi bài - Find help if you have a serious mental illness. The PATH program can assist you if you’re homeless or at risk of homelessness.

    Other Types of Help if You’re Homeless

    Visit to find out if you’re eligible and how to apply for other types of help. This may include financial assistance, transportation, food, counseling, and more.

    Đang chơi bàiIf you don’t have medical insurance, you can use . They give checkups, treatment when you’re sick, pregnancy care, and immunizations for your children.

    Đang chơi bài . This includes nursing homes, assisted living, and .

  • Đang chơi bàiIf you need in-home care so you can remain at home, the VA may be able to help. Call the VA Health Care Benefits number at 1-877-222-8387. Or, contact the .

    • Another option for some military retirees and other veterans is the . The AFRH has two locations: Washington, DC, and Gulfport, MS. Both offer recreation and wellness services including assisted living and skilled care.

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    Đang chơi bàiLast Updated: July 15, 2020